Articles Tagged with Retirement Planning

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Introduction

For more than 70 million Americans, Social Security provides an essential source of retirement, disability, and survivor income. One of the program’s most important features is the annual Cost-of-Living Adjustment (COLA), which is intended to help benefits keep pace with inflation.

A recently introduced proposal in Congress the Social Security 2100 Act would make a significant change to the way future COLAs are calculated. According to a recent overview published by FinanceBuzz, the legislation would replace the current inflation index used for Social Security with one that many advocates believe more accurately reflects the spending patterns of older Americans. If enacted, retirees could receive modestly larger annual benefit increases over time.

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Updated. July 22, 2026

Introduction

This discussion guide provides a practical, non-technical introduction to estate planning in New Jersey, including wills, probate, powers of attorney, healthcare directives, trusts, and digital estate planning. Developed from a discussion I recently moderated, the guide is designed to encourage informed conversation and thoughtful planning rather than provide legal advice. Whether you are just beginning to think about estate planning or reviewing an existing plan, this overview offers useful questions, key concepts, and resources to help you better understand the issues involved and identify topics that may warrant professional guidance. Estate planning remains one of the most important gifts we can leave to those we care about. Estate planning is the process of deciding how your property, finances, healthcare decisions, and personal wishes will be handled during your lifetime and after your death. It is not just for wealthy individuals. Anyone who owns property, has savings, maintains retirement accounts, or wishes to provide guidance to family members can benefit from having an estate plan.

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