Introduction. The “big three” credit reporting companies, TransUnion, Equifax, and Experian, hold highly sensitive consumer financial data that can affect people’s access to credit, housing, employment, and insurance. Their data security posture depends not only on resisting large-scale hacking events, but also on preventing “low-tech” account takeovers that exploit customer…
Spring 2025. Letter from Hon. Gale Brewer: Tens of thousands of people nationwide are victims of a scam every year—in 2024 alone, scams cost Americans $47 billion. As the New York Times reported, “People of all ages and socioeconomic levels are potential targets, but older Americans are particularly vulnerable. They’re…
In today’s digital world, scams come in many forms—some so convincing that even the savviest among us can fall victim. Scammers now use staged approaches, impersonating tech support agents, bank officials, and even loved ones to gain your trust. Understanding how these scams work and staying vigilant can save you…